SO - PO (RM for Agrabad Islami Banking Branch) Full-time Job

Job Requirements and Responsibilities

Position: Islami Banking Professional
Employment Status: Full-Time
Location: Chattogram (Agrabad)

Educational Requirements:

• Minimum Bachelor’s degree from a reputable university approved by UGC, preferably in:
  • Islamic Studies / Arabic
  • Business Administration / Banking and Finance
  • Marketing / Management / Economics
  • Any other relevant discipline

Experience Requirements:

• At least 4 years of experience in the relevant field, ideally within a reputed Islami Banking organization.

Additional Requirements:

• Islamic Banking Expertise:

  • Deep understanding of Islami Shariah principles and jurisprudence
  • Knowledge of Islami deposit and investment products
  • Familiarity with AAOIFI and IFSB Shariah standards

• Banking & Financial Skills:

  • Strong analytical and decision-making abilities
  • Ability to interpret financial statements effectively
  • Experience in SME and retail finance, along with a solid grasp of investment risk and market trends

• Industry Knowledge:

  • In-depth understanding of the RMG, textile, and pharmaceutical sectors, including risk evaluation

• Client Management:

  • Sound judgment in selecting suitable investment clients
  • Capability to meet business targets, even in challenging conditions

• Communication & Technical Skills:

  • Fluency in both Bengali and English
  • Proficiency in MS Office, Excel, and other relevant applications
  • Friendly personality with a positive outlook
  • Teamwork skills and ability to collaborate effectively

Key Responsibilities:

• Client Acquisition & Relationship Management:

  • Identify and onboard new investment clients for the branch
  • Build and maintain strong client relationships through regular visits and exceptional customer service

• Investment Management:

  • Assess the financial health of prospective clients using various tools
  • Prepare comprehensive investment proposals for submission to the appropriate authority, ensuring compliance with bank policies and regulations
  • Monitor the entire pre-and post-investment process for smooth disbursement

• Performance Monitoring & Compliance:

  • Track client financial performance and resolve any identified investment risks
  • Ensure all required documentation is complete and meets audit standards
  • Report client-related issues promptly to the line manager for timely resolution

• Regulatory Compliance:

  • Ensure all banking activities align with Shariah principles, regulatory guidelines, and internal policies
  • Maintain compliance with Bangladesh Bank’s circulars and other relevant regulations

• Customer Service Excellence:

  • Create a service-oriented environment, providing high-quality Islami banking solutions tailored to client needs
  • Timely submission of accurate reports to management

• Other Duties:

  • Take on additional responsibilities as assigned by branch or head office management

One Bank Limited, established in 1999, is a prominent private commercial bank in Bangladesh. Headquartered in Dhaka, the bank offers a diverse range of financial products and services tailored to meet the needs of individuals, businesses, and corporate clients. Its offerings include retail banking, SME loans, corporate financing, foreign trade services, and digital banking solutions.
With a commitment to innovation, One Bank provides internet banking, mobile app services, and card products to ensure seamless transactions. The bank also emphasizes customer satisfaction, transparency, and corporate social responsibility by engaging in education, healthcare, and community development projects.
One Bank operates through an extensive network of branches, ATMs, and agents across Bangladesh, facilitating financial inclusion in both urban and rural areas. Over the years, it has built a reputation for reliability, contributing to the economic growth of Bangladesh and empowering businesses to thrive.